Mortgage calculator - This tool will calculate how much your monthly mortgage cost will be based on the amount borrowed, period of the loan and the interest rate.

How much can I borrow - This tool will calculate how much you can borrow for your mortgage based on your gross income and current outgoings.

Credit card interest calculator - Prepare to be shocked. Do you know how much your credit cards are costing you? Use this FREE online tool to determine whether it is time to remortgage or take out a homeowner loan to consolidate and reduce your monthly repayments.

Mortgage services and mortgage products

Mortgage companies providing services through the Options Finance Website have been vetted to ensure that they are Regulated and Authorised by the Financial Services Authority (FSA). This ensures that you can be safe in the knowledge that you will receive accurate and honest advice.

The suppliers we have to supply mortgage advice also provide the following products;

First time buyer mortgages - For your first home

Next time buyer mortgages - Selling your house and buying another.

Key workers mortgage schemes - For nurses, doctors, police, fire etc.

Buy to let mortgages - For purchasing property to let.

Let to buy mortgages - Rent out your home and buy another.

Shared ownership mortgage schemes - Buy a portion of your home and rent the rest.

Bad credit mortgages - For people with adverse credit history.

100% mortgage schemes - No deposit required.

Right to buy mortgage schemes - Purchase your home from a registered landlord at a discount or discounted price.

Secured loans

The suppliers we have to supply secured loan advice also provide the following products;

Homeowner loans - All loans secured on your property.

Adverse credit loans - Loans for people with bad credit history.

Self employed loans - Loans for the self employed, no accounts required.

Consolidation loans - Consolidate all your debts into one loan and reduce your monthly payments.

Loans available from £5,000 to £75,000 & Loan periods from five to twenty five years.

Decision in principle in fifteen minutes from completed loan application form.

Debt management

The suppliers we have to supply debt management advice can offer the following services;

Reduce monthly payment - A debt management plan will help you to manage your money.

Restore the balance between household bills and other commitments - With a debt management plan we will negotiate with your creditors to consolidate all unsecured debt into a more affordable monthly payment.

Adverse credit - A debt management plan may be available even if you have bad credit.

Pay less than you owe - We will request that your creditors freeze or even reduce their interest charges once you have entered a debt management plan.

Speaking to your creditors - We will contact your creditors to request information and inform them that your debt is now under management, then all further correspondence should be forwarded to us.

Unsecured loans / Personal loans

Unfortunately we are unable to assist with unsecured loan applications at this time. We are however actively seeking an unsecured loan partner. If you are a company providing a unsecured loan service, offering free advice and quality products please contact us using the supplier application form.

Insurance services

Level term life insurance - protect your interest only mortgage or remortgage.

Decreasing term life insurance - Protect your repayment mortgage or remortgage.

Critical illness insurance - Protect yourself against such ailments as cancer, a heart attack and other chronic or critical illnesses.

Mortgage payment protection insurance (MPPI/ASU) - Protect your monthly mortgage or remortgage payments against sickness and unemployment.

Buildings and contents insurance - Protect your home and property (buildings insurance is normally required for a mortgage).